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Fintech & Compliance: key market figures for 2026

Payments, banking, insurance and compliance. We also write reports in this sector to order.

  • 18 markets
  • 5 in the United States
  • 12 in the European Union
  • 1 in the Middle East and Africa
  • 172 sourced figures
Fintech & ComplianceEUBelgium Peppol E-Invoicing Market500,000+enterprisesEnterprises already using e-invoicing before the 1 January 2026 start (FPS Finance, Dec 2025)Fintech & ComplianceUSUS Buy Now Pay Later Market16% of adultsShare of US adults who used BNPL in 2025 (Federal Reserve)Fintech & ComplianceEUEU DORA Compliance Market19providersCritical ICT third-party providers designated by the ESAs (list names 19)Fintech & ComplianceEUEU E-Invoicing Market1 July 2030Start of EU digital VAT reporting for cross-border B2B suppliesFintech & ComplianceUSUS Earned Wage Access Market$22.8billionEmployer-partnered EWA volume in 2022 (CFPB)Fintech & ComplianceEUFrance E-Invoicing Mandate Market4million+Companies that had named an e-invoice reception address by 1 September 2026Fintech & ComplianceEUGermany B2B E-Invoicing Market7.3millionTaxable businesses recorded in Germany (2022 assessment data)Fintech & ComplianceEUEU Instant Payments Market37.8%Estimated share of instant transfers in all SEPA credit transfer volumes, Q2 2026Fintech & ComplianceEUEU MiCA Crypto Compliance Market365entitiesDistinct crypto-asset service providers in ESMA's interim MiCA register (EU Member States), updated 22 Oct 2026Fintech & ComplianceEUEU NIS2 Compliance Market18sectorsCritical sectors covered by the NIS2 DirectiveFintech & ComplianceEUEurope Open Banking Market27 November 2025Political agreement on the PSD2 review (PSD3 and PSR)Fintech & ComplianceEUPoland KSeF E-Invoicing Market512,750,280invoicesInvoices held in KSeF at 30 June 2026Fintech & ComplianceUSUS Real-Time Payments Market$621billionValue cleared on the RTP network in Q3 2026Fintech & ComplianceUSUS Stablecoin Payments Market317billion USDGlobal stablecoin market capitalization, 6 April 2026 (Federal Reserve)Fintech & ComplianceUSUS Tokenized Treasury Market$14.65billionDistributed value of tokenized US Treasury funds on 26 Oct 2026 (RWA.xyz)Fintech & ComplianceEUATM Market€335.3millionEU imports from outside the EU, 2025Fintech & ComplianceMEAMiddle East and Africa ATM Market$523.9millionImports by the 19 MEA countries covered, latest yearFintech & ComplianceEUAutomated teller machine Market€335.3millionEU imports from outside the EU, 2025

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